Private Liability Insurance

Protection from liability claims in Switzerland

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from CHF
An insurance product by
Helvetia private liability insurance protects you against liability claims in Switzerland. The insurance covers the legal liability claims of third parties as a result of personal injury, property damage and consequential financial losses.
CHF 5 million
You are insured for a total sum of CHF 5 million.
Legal protection insurance
You have access to a basic legal protection insurance.
Gross negligence waiver
You are covered in case of damages resulting from actions violating the law.

Optional: Frequent third-party driver insurance

Covers accidental damage to third-party vehicles worldwide, as well as personal injuries and property damages caused when driving these vehicles, no matter how often you use them. This also applies to vehicles belonging to your flatmates.

Order takes only 5 minutes

Private liability insurance protects you as

A family, because the insurance includes all persons in your household - especially your children
A cyclist who could cause an accident resulting in major damages to persons and vehicles
Somebody who borrowed or rented an item from someone else or from a company
A drone pilot who wants to operate drones (up to 30 kg) legally
An animal owner who is reponsible for the damages caused by his pet
A tenant, in case you damage the apartment/house

Order your private liability insurance for only CHF 123.-

This product is 100% provided by Helvetia, so your damages are covered by one of the most trusted insurances in Switzerland. flatfox only provides the handling of the order process.

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Phone: +41 58 280 18 18

In case you have any questions, don't hesitate to get in touch with us. Mo-Fr, 08:30 - 17:30.


Further details regarding private liability insurance can also be found in our General Insurance Conditions.